Empower - Money Management [iPhone]

Recommended by Forbes, Time Magazine, and Apple as "Best Tech Apps To Help You Save, Invest, And Manage Your Finances” and "New Apps We Love", Empower is your personal financial advocate. We help you find free savings, track all your finances in one place, and reach your financial goals, whether it's building wealth or squashing debt.

SEE WHY OUR USERS LOVE US:
"Since using Empower, my credit score has increased from 680 to 720!" - Antonio
"I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina
"AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom

HERE’S WHAT EMPOWER CAN DO FOR YOU:
- FINANCIAL SNAPSHOT: Get clarity on account balances and track activities across bank, credit, loan, and retirement accounts (including Robinhood & Coinbase). Your spending is automatically categorized by our superior machine learning technology. Premium subscribers can create and assign your own categories. Review your spending with Custom Reports.
- SAVINGS: Find "free money" with the Empower Savings Checkup, a powerful algorithm that analyzes your accounts for savings. Our users save $230 on average by renegotiating their bills, and $460 for switching to a better insurance plan. You can also cancel unwanted subscriptions or earn more with a high-interest savings account. Make every dollar work for you.
- TRACK SPENDING: Monitor your spending by category (Dining & Drinks, Entertainment) or vendor (Amazon, Uber) and get alerts when you overspend. Premium subscribers can set up an unlimited number of SpendTrackers. Never lose track again.
- GET OUT OF DEBT: Set up automatic savings and debt paydown with AutoSave. Find better loans and refinance.
- IMPROVE CREDIT SCORE: Protect your credit score by monitoring your credit utilization.
- PAY LESS INTEREST: Explore better credit card options in order to reduce interest payments, build credit, or earn rewards.
- TRANSFER MONEY: Between your existing accounts and pay credit card bills with a few simple taps. Transfers and credit card payments are always free and secure.
- INTELLIGENT ALERTS: Stay on top of your money without having to log in with intelligent notifications.

KNOW THAT YOU ARE PROTECTED
- Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account.
- Your personal information is fully encrypted using SSL.

Empower is free to use. We also offer a Premium membership via monthly or yearly subscriptions. We currently support U.S. banks and institutions.

EMPOWER PREMIUM:
For users who want to turbo charge their finances, Empower offers a premium subscription called Empower Premium. With Empower Premium, you can:
- Create custom categories for your expenses. As many as you want, to make Empower truly yours! Choose from a library of emojis to add fun to your finances.
- Chat with an Expert! Get your personal finance questions answered by one of our Empower Experts.
- Set up unlimited SpendTrackers! Track more than one category or vendor when you upgrade. Have us keep an eye on things so you can enjoy life. Separate life from work with Business Expense categorization.

Try it free for 1 month! Empower Premium subscription fees will be 3.99/month or 35.99/year. You’ll be charged as a recurring transaction through your iTunes account starting the end of your free trial (unless you cancel during the free trial). Payment will automatically renew unless you cancel your account at least 24 hours before the end of the current subscription month. You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account.

Privacy policy: https://empower.me/privacy
Terms of use: https://empower.me/terms