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Get up to 8% per year on your money, receive earnings daily, and trade 90+ crypto effortlessly with the help of intelligent algorithms and expert analysis. Order the VISA Wealth Card, and get ready to spend the interest earned daily from the Euro Vaults or directly with your crypto. Beyond traditional banking and savings, Akt.io has made the 1% technology available for all.

Unchain your euros - up to 8% APY

Forget about traditional savings accounts offering low risk but low to no return. Powered by complex blockchain technology, Euro Vaults offer a smart allocation in DeFi to make your money generate daily earnings effortlessly, while your money stays available to withdraw 24/7.

Access more with Ambassador status

Enjoy maximum yields and minimum fees by staking 500 AKTIO to upgrade to the Ambassador status. Secure the highest yield on our Euro Vaults and enjoy up to 40% off on crypto exchange fees. And that’s just the beginning!

IBAN & SEPA transfers

Get a dedicated IBAN in less than 5 minutes. Immediately after being onboarded as a customer, you can make a deposit, start using your account and send & receive euros for free between 36 countries thanks to SEPA transfers.

Cards & Memberships

Be the first to get your hands on the future of payment. A Biodegradable PVC VISA contactless card is available to order for all members.

You can also upgrade to World membership to pre-order a sleek Metal VISA Wealth contactless card (available to World and Elite members) and access the new world of benefits:

Enjoy lower transaction fees

And so much more

1% technology, available for all

The Invest page combines the most innovative tools, once exclusive to the 1%, to help you buy and sell 90+ digital assets with ease. Gain quick access to the crypto of your choice by adding them to your Favourite list. Our intelligent algorithm, the Market Sentiment, refreshes every hour to give you the top 10 cryptos with the most potential under Hot and the top 10 assets to avoid with At Risk. The Market Minds offers medium-term analysis from our in-house experts to help you navigate complex market movements in the near future.

Our next-generation exchange engine - the Wealth Hub - allows you to cut the time-consuming process of converting crypto into USDT or FIAT before trading and allow you to seamlessly exchange any assets you own.

In AKTIO we trust

AKTIO is our multi-utility token issued on the Ethereum blockchain to allow our users to become contributors by participating in the development of the Neo-Savings Account, Crypto & VISA Wealth Card ecosystem. By staking AKTIO for 12 months, you will receive a 15% APY fixed rate (20% for Elite members). No maximum amount limit, add more AKTIO anytime.

Referral

Invite friends and family to join the new financial future and everyone wins! By sharing your referral link with your loved ones, both of you can get up to 200 € of AKTIO for each successful referral.

We care about security

Security is at the forefront of our company's priorities. We implement the best industry security measures to protect and secure the data and information of our customers. All funds deposited within the Neo-Savings Account, Crypto & VISA Wealth Card platform are stored by our third-party e-money provider partner.

New advanced features and assets are being added regularly to offer you a whole new experience of wealth.