KreditBee is an instant loan app trusted by over 5 Crore Indians. Get a personal loan at attractive interest rates and enjoy a hassle-free experience. Apply for a loan and get the amount directly in your bank account in 10 minutes. Our process is 100% online, so get funds - anytime, anywhere.
~ Online personal loans from ₹3,000 to ₹5,00,000
~ Loan interest rates range between 16% to 29.95% p.a.
~ Loan Tenures of 3 to 24 months
~ APR range - 0 to 70%
~ Low transaction fees
~ Quick loans & easy EMI
Features of KreditBee personal loan app
- Fast Loan Approval and Quick Disbursal: With a 100% online process, get fast approval and quick loan disbursal.
- Easy EMIs: Repay your advance loan within 3 to 24 months.
- Paperless: Our online personal loan app requires no physical paperwork. Submit required documents online.
- Full Transparency: We maintain complete transparency with our customers.
- Convenient: Get quick personal loans anytime, anywhere.
- Languages: English & Hindi
What makes KreditBee ideal for every customer?
- Quick online loans
- Low-interest rates
- Easy application process
- Fast loan approval
- Digital processing & 10-minute loan disbursal
- Manageable EMIs to repay the online loan
Why KreditBee?
1. Quick Personal Loan for All Purposes and Needs: Low-interest loans to fulfil all types of instant credit needs including covering emergency expenses, consolidating debt, funds for travel, education, shopping, wedding, home repairs, medical bills and much more.
2. Flexible Interest Rates and Tenures: Online small loans with interest rates from 16% to 29.95% p.a., depending on your credit score. Also, get flexible tenure options of 3 to 24 months for loan repayment.
3. Transparency and Security: We only work with RBI-certified NBFCs/banks guaranteed to be transparent, safe and secure.
Our Loan Offerings
1. Flexi Personal Loan - We offer flexi personal loans with repayment tenure of 3-10 months for loan amounts of ₹3,000 to ₹66,000. Need a PAN card & proof of address to apply.
2. Personal Loan for Salaried – We offer instant personal loans to salaried individuals for flexible repayment terms of 4 to 24 months for a loan amount of ₹10,000 to ₹5,00,000. Provide PAN card, address proof & salary proof to avail of the urgent loan.
3. Business Loan - We offer Business loans ranging from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months. Apply for a loan using a PAN card & address proof.
4. Purchase Loan – Transform your shopping experience with Purchase on EMI from KreditBee. Shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of up to ₹2,00,000 into easy EMI. Need a PAN card and address proof.
Personal Loan for Salaried Individuals (Example)
■ Loan Amount: ₹400,000
■ Tenure: 24-months
■ Rate of Interest: 20% per annum
■ Processing Fee: ₹12,000 (3%)
■ Onboarding Fee for New Customers: ₹500
■ GST on Onboarding & Processing Fee: ₹2,250
■ Total Interest: ₹88,592
■ EMI: ₹20,358
■ APR: 23.33%
■ Amount Disbursed: ₹3,85,250
■ Total Repayment Amount: ₹4,88,592
Eligibility
a. Indian national
b. Over the age of 21
c. Steady monthly income
How to apply for an instant loan?
1. Install KreditBee loan app
2. Sign up using mobile number
3. Provide your PAN number & check eligibility
4. Upload KYC documents, including your address and get your profile verified
5. Choose your instant loan amount and tenure
6. Provide your bank details
7. Request money transfer in your bank account
Contact Us
Mail: help@kreditbee.in
Call: 080-44292200/080-68534522
Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru – 560008
Download the KreditBee app now to get an instant personal loan online!